Category: Budgeting
If You Need a Budget Follow These 5 Easy Tips to Get Started
January 18th, 2022
According the American Psychological Association‘s survey, which measures causes of stress, money consistently lands near the top with 61% of Americans reporting money-related anxiety. The biggest factor in this stress is overspending. We worry when total expenses (amount spent monthly) exc...
Make a Monthly Budget that Works for Your Family [5 Online Tools]
August 18th, 2021
Americans today exist in precarious financial situations. CNBC Money reports that 49% of Americans live paycheck-to-paycheck, meaning they spend every dime of their monthly income with little left for saving. In fact, Americans save so little that 61% of us have not saved enough ...
5 Easy Tips to Make Debt Consolidation Work for You
March 3rd, 2021
According to Debt.org, credit-card-carrying American households owe $15,000 on average in credit card debt alone, and the Federal Reserve Bank estimates Americans will exceed the nation’s record high ($12.68 trillion) in total debt which peaked during the 2008 recession. With high interest ...
How Technology Can Help You Manage Your Finances
December 23rd, 2020
Managing your money isn’t as simple as it sounds. With more and more financial services being offered online, many of us no longer balance a checkbook or know our bank account balance. Tracking expenses to stay on a budget seems more difficult. Fortunately, there are apps to ...
Best Ways to Plan and Track Your Holiday Spending
November 11th, 2020
Whether you consider yourself a spender or a penny-pincher, the holidays present many challenges when it comes to staying on a budget and meeting long-term financial goals. The problem is that there are so many additional opportunities for spending during the holidays. In addition to purchasing...
How to Get Out of Debt Fast – Five Proven Tips
May 13th, 2020
5 Tips to Relieve Your Debt and Stress The average debt load for Americans, including mortgages and car loans, is $132,529. Of that, over $16,000 is tied up in credit cards. All of this debt contributes to a high level of stress for many families. If you’re ready to take charge of what you owe...
Holiday Decorations for Your Home on a Budget
December 3rd, 2019
With the holidays coming up soon, you’re probably surrounded by beautiful and charming holiday decorations every time you leave your home. Maybe you’re wishing that your home could be holiday ready, but you just don’t have a big budget for holiday decorations. The good news: You do...
Where to Shop for the Best Holiday Bargains Online and in Store
October 24th, 2019
As we move into the busiest part of the holiday season, you’ll hear a constant countdown: How many days left until Christmas? Whether you started shopping super early or you haven’t even thought about what to buy everyone yet, it’s helpful to know where you can get the best holiday...
6 Family Travel Tips that will Save You Money and Headaches
August 14th, 2019
Whether you’re planning a great American road trip or a Paris vacation, working families often save and budget for extended getaways. Getting the best bang for your buck can open opportunities such as remaining on vacation longer or more money for activities you may have considered too expensive. ...
How to Get Out of Debt Quickly [Top 10 Money Tips]
March 13th, 2019
Many of our members want to know how they can reduce their debt quickly. Unfortunately, accruing the debt is usually the quick part. Paying it all back (plus interest) takes a bit longer. Still, there are ways to speed up the pace of debt payback, and being able to see that number dwindle at a [&hel...