Visit the CO-OP ATM & Shared Branch Locator to find a shared branch or surcharge-free ATM near you!

Members Plus Checking

Members Plus Checking is an interest-bearing account which provides you with convenient access to your account 24-hours a day, 7 days a week with a VISA® Debit card. We also offer Overdraft Protection to cover checks when there are insufficient funds in your account.  Call any of our branches today to open your Members Plus Checking account!

Signing up for Direct Deposit* of your paycheck, social security, pension, government check, or any other recurring payment, into your Members Plus Checking account entitles you to the following benefits:

  • No minimum balance requirement*
  • No monthly service charge with monthly direct deposit*
  • No per item fee for checks written*
  • Free ATM and VISA® Debit card access**
  • No fee for point-of-sale purchases
  • Telephone Banking – free 24-hour telephone access
  • Members Plus Online Banking
  • Mobile Banking
  • Overdraft Protection
  • Pays monthly dividends
  • First set of checks free

Direct deposit is a safe, simple and convenient way to automatically deposit funds into your Members Plus Checking account.  These electronic deposits will show on your statement just as if you made the deposits in person. Through automated transfers, we can allocate specific sums to any loan or club account. Check with your employer to see if direct deposit is available.

Click here for SUM® locator.
Click here for a CO-OP™ locator (over 25,000 locations)

* Without monthly direct deposit, a minimum daily balance of $300 is required to waive monthly fees.

** Does not apply to surcharges imposed by other institutions. Without direct deposit, ATM withdrawal fees may apply.

Checking Account

Name APY* Dividend Rate
Members Plus Checking 0.10% 0.10%
*APY = Annual Percentage Yield. Rates effective March 27, 2018 and subject to change without notice. Fees or other conditions may reduce earnings on these accounts. Fees that may be applicable to deposit accounts can be found on the fee schedule. In the case of CD or IRA, penalty may apply for early withdrawal.