Members Plus Credit Union has a full range of mortgage and home loan products available to meet your borrowing needs. Whether you’re a first time homebuyer looking to buy your dream home, refinancing an existing mortgage, or using the equity in your present home, we have a complete line-up of products available to suit your needs. You’ll get personalized, friendly service along with competitive rates, no points, and great terms! Click here to start your application process today.

Features & Benefits

  • Great Mortgage Rates!
  • Low Closing Costs
  • Local Decisioning and We Won’t Sell Your Loan!
  • Dedicated Credit Union Mortgage Advisors to guide you through the entire home loan process!


  • 10, 15 & 30 Year Fixed Mortgages
    • Second Homes
    • 1-4 family Investment Properties
  • 10, 15 & 30 Year Jumbo Mortgages (single family home mortgages greater than $647,200)
  • First Time Homebuyer Program
  • Adjustable ARM’s
  • Construction Loans
  • Land Loans

Whether you are buying your first home, moving to your dream home, refinancing a current mortgage, or something else, we’re committed to giving you the best mortgage experience! View our rates.

Know What You Want in a Mortgage? Get started fast & easy right here!

Click below and start your application process today.

Get Started!

Need Some Help to Find the Best Mortgage for You?

For help in choosing the right mortgage for your specific situation, contact our Mortgage Department at 781-905-1500.

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NMLS# 472281


Name Rate Points APR** Cost Per Thousand***
30 Year Fixed 7.125% 0 7.218% $6.74
15 Year Fixed 6.875% 0 7.021% $8.92
10 Year Fixed 6.625% 0 6.824% $11.42
3/1 Year Adjustable 6.250% 0 8.128% $6.16
5/1 Adjustable 6.375% 0 8.141% $6.24
**APR = Annual Percentage Rate.
***APR = Annual Percentage Rate.  APRs are based upon member’s credit score. Rates listed above reflect strong credit worthiness. Payments listed above do not reflect life and disability insurance. Rates and APRs effective December 21, 2023 and are subject to change without notice.
*** Rates and APRs effective September 28, 2023 and are subject to change without notice. Rates, APR, payments, and fees are based on 25% down payment and excellent credit history. Your actual interest rate, APR, payment, and fees may be different than what is displayed here and will be based on several factors, including but not limited to: your credit history, property type, and transaction type. All mortgages and home equity loans require property insurance. All mortgages and home equity loans require property insurance.

Third Party Site Disclaimer

You are now leaving Members Plus Credit Union’s web site and are going to a web site that is not operated by the credit union. Members Plus Credit Union is not responsible for the content or availability of linked sites.
Please be advised that Members Plus Credit Union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.

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