Money Market

Our Money Market Accounts are a great alternative to a savings (share) account or checking account if you are seeking convenient access to funds with an above average interest rate. When you increase your balance you may also increase your dividend rate and can access the account in person, via online banking, by writing a check or by using telephone banking. All of these options make it convenient for you to manage your account.

You may have unlimited deposits and limited withdrawals based on federal regulations.*

Money Market Accounts are also insured by the National Credit Union Association (NCUA) for up to $250,000.  Shares and deposits in excess of NCUA limits are insured by Massachusetts Credit Union® Share Insurance Corporation (MSIC). Call 781-905-1500, email us or visit your local branch to request additional information.

* Per federal banking regulations, transfers from a savings or money market account to another account or to third parties by pre-authorized, automatic, telephone, computer transfer, check, or draft are limited to six per statement cycle.

Money Market

Name APY* Dividend Rate
$0-$999 0.20% 0.20%
$1,000-$9,999 0.20% 0.20%
$10,000-$24,999 0.25% 0.25%
$25,000 and Over 0.40% 0.40%
*APY = Annual Percentage Yield. Rates effective March 23, 2023 and subject to change without notice. Fees or other conditions may reduce earnings on these accounts. Fees that may be applicable to deposit accounts can be found on the fee schedule. In the case of CD or IRA, penalty may apply for early withdrawal.

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Please be advised that Members Plus Credit Union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.

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