Personal Loans

Members Plus Credit Union offers a wide variety of unsecured personal loans to meet your borrowing needs. Whether you are planning on taking a much needed vacation, doing some holiday shopping or paying off a few high interest credit cards, Members Plus Credit Union has the solution.

  • Up to 84-month term with a maximum of $35,000.
  • Minimum amount: $500
  • Maximum amount: $35,000
  • Loan terms and loan amounts are based on credit worthiness.

Apply for your online today or call 781-905-1500.

Apply for your Personal Loan Today

Unsecured Personal Loans

Name Term (in months) APR**(As Low As) Cost Per Thousand***
Personal 12 9.99% $87.91
Personal 24 11.99% $47.07
Personal 36-84 12.99% Based on Term
Open End N/A 12.90% N/A
***APR=Annual Percentage Rate. Please note that the interest rate and fees shown here are available to members with an excellent credit history. The actual interest rate and fees available will be based on credit history, property type and loan transaction type, and may be different than the rates displayed here. **New Autos 2024 and 2023 with less than 7500 miles. ***Pre-Owned Autos 2011-2023 with greater than 7500 miles. VSI Insurance is required on all Auto Loans. Minimum Payment Requirements on all auto loans: $25.00 weekly, $50.00 biweekly and $100.00 monthly. A 7 year term may be granted for new or used auto loans in excess of $30,000.00.
***APR = Annual Percentage Rate.  APRs are based upon member’s credit score. Rates listed above reflect strong credit worthiness. Payments listed above do not reflect life and disability insurance. Rates and APRs effective May 24, 2024 and are subject to change without notice.

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Please be advised that Members Plus Credit Union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.

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