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Certificate of Deposit

If you are looking for a secure way to maximize your earnings and save more, invest in a Members Plus Certificate of Deposit. At Members Plus, you choose your term from 6 to 60 months.

The Members Plus Certificate of Deposit pays higher dividends than a savings (share) account. When you purchase a certificate you invest a fixed sum of money for a fixed period of time.

The following terms and rates are available:

Certificates of Deposit and IRAs

Name Term (in months) APY* Dividend Rate Minimum Deposit
3 month CD 3 0.50% 0.50% $500
6 month CD 6 0.65% 0.65% $500
7 month CD 7 0.75% 0.75% $500
9 month CD 9 0.85% 0.85% $500
11 month CD 11 0.95% 0.95% $500
1 year CD 12 1.01% 1.00% $500
13 month CD 13 1.11% 1.10% $500
15 month CD 15 1.21% 1.20% $500
18 month CD 18 1.31% 1.30% $500
2 year CD 24 1.41% 1.40% $500
3 year CD 36 1.51% 1.50% $500
4 year CD 48 1.61% 1.60% $500
5 year CD 60 1.72% 1.70% $500
*APY = Annual Percentage Yield. Rates effective March 27, 2018 and subject to change without notice. Fees or other conditions may reduce earnings on these accounts. Fees that may be applicable to deposit accounts can be found on the fee schedule. In the case of CD or IRA, penalty may apply for early withdrawal.

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