Employment
Members Plus Credit Union has been proudly providing financial services to our members for over 75 years! The Credit Union is headquartered in Medford and has 6 branches. We continue to grow because of the loyalty of our members, the dedication of our employees, and excellence of our products.
We are currently hiring for the following positions:
Mortgage Underwriter – Medford Branch
The Mortgage Loan Underwriter is responsible for ensuring consistent underwriting within regulatory guidelines and internal policy of all mortgage loan applications. Provides quality loans by evaluating and verifying all information and documentation to make knowledgeable credit recommendations according to Credit Union standards and secondary market guidelines within authority granted.
Qualified applicants will have an Associate degree in a business-related discipline or equivalent, two or more years of experience in mortgage underwriting, familiarity with all mortgage products, and working knowledge of secondary market practices and underwriting procedures. Experience with the evaluation of credit reports and relevant ratios used in underwriting and evaluating mortgage loans, strong analytical skills, decision-making ability, effective communication skills, ability to work with members by phone and e-mail, familiarity with Windows 2010, Word, Excel, Outlook, Mortgage Loan Origination Systems (MortgageBot, Encompass). Must possess knowledge of lending laws and procedures for real estate lending, credit reporting and appraisal standards and formats.
National
Mortgage Licensing System (NMLS) is required within 30 days of active
employment with MPCU.
Members Plus Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.
Mortgage Loan Processor – Medford Branch
The Mortgage Loan Processor is responsible for providing a superior level of member service to membership and administrative support to the mortgage loan area of the lending department.
Responsible for processing of all real estate loans member interaction, credit analysis and communications with third party providers (i.e. Appraisers, attorneys, mortgage insurers) and preparation of closing mortgage packages.
Must possess the following:
· Associates Degree in business administration or the equivalent
· 2+ years bank operations experience in a credit union or a lending institution, with exposure to standard mortgage loan products and services.
· Familiar with Fannie Mae lending guidelines
· Credit reporting standards and formats.
· The ability to communicate effectively and explain loan products and services with confidence.
· Ability to cross sell products and services to members
· Strong interpersonal and organizational skills.
· Familiarity with Windows 2010, Word, Excel and Outlook.
· Familiarity with Encompass or similar loan origination system and DU.
· Good typing and filing skills.
National Mortgage Licensing System (NMLS) is required within 30 days of active employment with MPCU.
Members Plus Credit Union is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.