A Savings Account, also referred to as a Share Account, is an insured, dividend paying account that is required for all members of Members Plus Credit Union. A Savings Account can be opened with as little as $5 and entitles you to all the benefits and privileges of being a credit union member!

As a member you can take advantage of the great low rates on loans and access to all of the services provided by the credit union including personal loans, home loans, auto loans, certificates of deposit, checking accounts, IRA’s and much more! Plus, you receive the added benefit of personalized attention and the friendly service of our professional staff.

Please Note: Per federal banking regulations, transfers from a savings or money market account to another account or to third parties by pre-authorized, automatic, telephone, computer transfer, check, or draft are limited to six per statement cycle.


Name APY* Dividend Rate
Savings (Share) Account* 0.20 % 0.20%
IRA Share Account 0.20 % 0.20%
**APY = Annual Percentage Yield. Rates effective January 12, 2023 and subject to change without notice. The APY is based on the assumption that dividends will remain on deposit until maturity and that a withdrawal or fee will reduce earnings. $500.00 minimum deposit required to open an MPCU certificate. New money only. Certificates are fixed-rate accounts and will remain in effect until maturity. Fees that may be applicable to deposit accounts can be found on the fee schedule. In the case of CD or IRA, penalty may apply for early withdrawal. NCUA insures up to $250,000; MSIC insures all excess shares and deposits above the federal insurance limit of $250,000.  

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