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Secured Consumer Loans

Members Plus Credit Union allows you to secure a loan against your savings account or certificate of deposit account. Learn more about secured consumer loans now!

    • Maximum term is 10 years or maturity of collateral
    • Weekly, biweekly or monthly payment options
    • Payments can be made through automatic transfer from your savings or checking account, or by using coupon books.
    • Money Market and IRA Accounts may not be used as collateral.

Apply for your Savings Secured Loan.
Apply for your CD Secured Loan.
Do not hesitate to contact us with any questions as you go through the process. We can be reached at 781-905-1500 during normal business hours.

Secured Consumer Loans

Name Term (in months) APR**(As Low As) Cost Per Thousand***
Savings Secured Loan 0-120 3.20% Based on Term
Cert. of Deposit Secured Loan 0-120 3.00% + CD APY Based on Term
**APR = Annual Percentage Rate.
***APRs are based upon member’s credit score. Rates listed above reflect excellent credit scores. Payments listed above do not reflect life and disability insurance. Rates effective December 7, 2018 and are subject to change without notice.


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