Rates

** Rates and APRs effective February 23, 2021 and are subject to change without notice. Rates, APR, payments and fees are based on 40% down payment and excellent credit history. Your actual interest rate, APR, payment, and fees may be different than what is displayed here and will be based on several factors, including but not limited to: your credit history, property type, and transaction type.

*** All mortgages and home equity loans require property insurance.

** Rate subject to change without notice. Variable rate based on Prime Rate as published by the Wall Street Journal. As of March 19, 2020, the Prime Rate is 3.25%.

*** Obtaining the best rate also requires the following criteria to be met: 1) A new home equity line of credit application, 2) A Loan-to-value (LTV) of 80% or less and 3) Strong creditworthiness.

**** No closing costs, although properties held in trust may require additional fees. Early termination fee of $400 applies for lines of credit closed within first 36 months.

***** All mortgages and home equity loans require property insurance. 

** Rates and APRs effective March 12, 2020 and are subject to change without notice. Rates and APRs are based on excellent credit history. 

*** No closing costs, although properties held in trust may require additional fees. Early termination fee of $400 applies for loans closed within first 36 months.

**** All mortgages and home equity loans require property insurance. 

Fees that may be applicable to deposit and lending accounts can be found on the fee schedule.

Mastercard Disclosure: 12.90% APR for all purchases and cash advances. $0.50 minimum finance charge, 25 day grace period, Balance computation method=30 days/billing cycle x (daily periodic rate x average daily balance).

******4.90% Introductory Rate good for 12 billings cycles, following the introductory period, your rate will change to our ongoing rates of 13.40% APR – 18% APR based on your credit score.