Category: Budgeting

According to Debt.org, credit-card-carrying American households owe $15,000 on average in credit card debt alone, and the Federal Reserve Bank estimates Americans will exceed the nation’s record high ($12.68 trillion) in total debt which peaked during the 2008 recession. With high interest ...

Managing your money isn’t as simple as it sounds.  With more and more financial services being offered online, many of us no longer balance a checkbook or know our bank account balance.  Tracking expenses to stay on a budget seems more difficult.  Fortunately, there are apps to ...

Whether you consider yourself a spender or a penny-pincher, the holidays present many challenges when it comes to staying on a budget and meeting long-term financial goals. The problem is that there are so many additional opportunities for spending during the holidays. In addition to purchasing...

5 Tips to Relieve Your Debt and Stress The average debt load for Americans, including mortgages and car loans, is $132,529. Of that, over $16,000 is tied up in credit cards. All of this debt contributes to a high level of stress for many families. If you’re ready to take charge of what you owe...

With the holidays coming up soon, you’re probably surrounded by beautiful and charming holiday decorations every time you leave your home. Maybe you’re wishing that your home could be holiday ready, but you just don’t have a big budget for holiday decorations. The good news: You do...

As we move into the busiest part of the holiday season, you’ll hear a constant countdown: How many days left until Christmas? Whether you started shopping super early or you haven’t even thought about what to buy everyone yet, it’s helpful to know where you can get the best holiday...

Whether you’re planning a great American road trip or a Paris vacation, working families often save and budget for extended getaways. Getting the best bang for your buck can open opportunities such as remaining on vacation longer or more money for activities you may have considered too expensive. ...

Many of our members want to know how they can reduce their debt quickly. Unfortunately, accruing the debt is usually the quick part. Paying it all back (plus interest) takes a bit longer. Still, there are ways to speed up the pace of debt payback, and being able to see that number dwindle at a [&hel...

You’ve got all your ducks in a row for a warm and cozy winter despite dropping temps – but have you stopped to consider the increased heating bills headed your way? It’s all just part of the frosty winter season, so don’t fret; plan ahead instead! Here are six ways to lower your ...

Are you ready to trim the fat from your grocery budget?  Food is one of the bigger expenses in the household.  According to the Bureau of Labor Statistics, 12 to 15 percent of Americans’ annual expenditures go toward food.  Fortunately, that’s one of the easiest areas to economize on....