Category: Well-Armed Consumer

What is overdraft protection? And do you really need it? Doesn’t your credit union just give it to you automatically? If you are asking yourself these questions, then you’ll want to learn more about this important protection. No, it’s not automatic. And there is a very good reason ...

For a person with cash in their hand, they might consider a traditional savings account or the money market. The two types of accounts are similar in some ways but they do have their differences as well. Both accounts pay interest on deposits but the rate of interest varies. The money market pays a ...

Unfortunately, billions of consumers have their identity stolen by con artists and identity thieves each year. Today’s modern cybercriminals are good at their “jobs.” They are a crafty bunch and have thought of just about everything they can to scam you and steal your identity. Identity theft ...

Want to avoid long lines and large crowds this holiday season? Shopping online lets you zip through your list with just a few clicks. Before whipping out your plastic, however, you’ll want to make sure you’re shopping on a secure site. Below are a few tips on how to stay safe w...

You’re probably aware that your bank charges fees for insufficient funds which is why we put together the 5 fees you might be paying your banking without knowing. Charging for insufficient funds has been a standard practice for many years. Most people know how to guard against getting fined f...

Identity theft continues to be a booming business: In 2014, 17.6 million Americans fell victim, and cybercriminals made off with $15.4 billion. And tax refund theft remains a lucrative piece of that business, despite the IRS’ efforts to stamp it out. How do hackers do it? In one scam, they fil...

Check out these tips on how to budget when you have seasonal income! Rewarding careers don’t always come with a steady paycheck. People who work in agriculture, construction, tax preparation, entertainment, landscaping or other types of freelance and seasonal businesses, income may vary wildly...

Check out our Great Tips on Staying Safe at the ATM and Avoiding Card Skimming If you use ATM machines, you’re at risk for card skimming. 33% of all debit card fraud incidents have been linked to card skimming, with over $2 billion in losses at ATMs around the world. Card skimming is the prac...

Remember Your Vegetable Subgroups The government has released a new set of dietary guidelines, and there’s little about them that are likely to change your eating habits. No, science hasn’t discovered that salty snacks and ice cream are particularly good for you. Yes, you should eat more fre...

With the holiday season upon us, you may be tempted to overspend simply to cross names off your shopping list. Don’t do it! Here we’ve included some great sites that can help you get best holiday bargains with coupons, comparisons, free shipping and more. Before choosing where to buy your brand...