Category: Saving Money
5 Easy Ways to Rebuild Your Emergency Fund
January 23rd, 2025
If you have had a situation recently where your emergency fund was there to help you get through a temporary financial crisis, you are now probably looking for some smart money moves to help you replenish the important fund. While having to spend your savings on unexpected expenses is not ideal, itâ...
Escape the Debt Trap: Easy Strategies for a Healthier Wallet
May 22nd, 2024
Debt is inevitable for everyone, but managing it properly requires understanding that not all debt is created equally. To maintain a healthier wallet, be mindful of the amount of debt you incur. Know Your Debt There are a variety of different types of debt, and they are all weighed differently by th...
Savings Account Interest Rates: Explained
September 6th, 2023
Before you put your money in a CD, traditional savings or money market account, it’s essential to conduct some due diligence. Savings account interest rates and the way they are calculated have a profound impact on how much you can earn. By understanding types of interest and how they work, you’...
7 Quick Tips About How to Make and Follow a Monthly Budget
July 5th, 2022
Knowing how to make a monthly budget is the important first step to financial freedom. That means retiring comfortably, spending time with your family, and traveling like you always wanted. Monthly budgets, however, aren’t something you can set and forget about. In order to make one work for you a...
7 Mistakes to Avoid with a Debt Consolidation Loan
May 28th, 2020
Securing a debt consolidation loan and paying down your obligation can fast-track you to an improved credit rating and financial stability. But success requires personal vigilance and fiscal responsibility. Needless to say, not everyone trying to consolidate debt achieves their goal of financial fre...
6 Ways to Save More Money in the New Year
January 2nd, 2020
Even if saving has never been your thing and money is tight, the coming of a new year is an opportunity to change old financial habits. Here are some ways to become a more efficient saver. 1. Budget Budgeting helps you organize your finances so you have money left over to save each month. It [&helli...
3 Great East Coast Family Vacations on a Budget
August 29th, 2019
Even in today’s robust economy, families are tasked with striking a delicate balance between leisure spending and necessities. College funds, healthcare, and home improvements rank among the high-priority items that require smart investment. On the other hand, life is for living, and taking the cl...
How to Get The Best Home Equity Line Of Credit [Ultimate Cheat Sheet]
June 18th, 2019
The best home equity line of credit is going to allow you to do one thing. Get a loan. Many times it’s just called a second mortgage. Although it’s slightly different than a traditional loan in the way that it’s based on the amount of built up equity you have in your home. Think of […]...
The Advantages of a Money Market vs. a Savings Account
June 3rd, 2019
For a person with cash in their hand, they might consider a traditional savings account or the money market. The two types of accounts are similar in some ways but they do have their differences as well. Both accounts pay interest on deposits but the rate of interest varies. The money market pays a ...
6 Last Minute Tax Tips that Could Save You Money, Big Time!
March 21st, 2019
For 2019, you have until Monday, April 15 to file your taxes. This includes federal income taxes, as well as state income tax in those states that charge residents. That means you have until that Monday at midnight to find any way you can to save on your tax bill. Start by looking at these six ...