Category: Saving Money

You’re probably aware that your bank charges fees for insufficient funds which is why we put together the 5 fees you might be paying your banking without knowing. Charging for insufficient funds has been a standard practice for many years. Most people know how to guard against getting fined f...

You’ve got all your ducks in a row for a warm and cozy winter despite dropping temps – but have you stopped to consider the increased heating bills headed your way? It’s all just part of the frosty winter season, so don’t fret; plan ahead instead! Here are six ways to lower your ...

Are you ready to trim the fat from your grocery budget?  Food is one of the bigger expenses in the household.  According to the Bureau of Labor Statistics, 12 to 15 percent of Americans’ annual expenditures go toward food.  Fortunately, that’s one of the easiest areas to economize on....

Did you ever wonder what you should bring to your first meeting with a financial planner?  While it may depend on the individual we’ve put together a few items to consider. According to Market Watch approximately 62 percent of Americans don’t even have $1,000 saved. Getting your finan...

Choosing between a Roth and traditional IRA account with a Credit Union for your individual retirement plan can significantly determine your long-term savings. Therefore, it is important to understand each one of the two accounts so that you can make an informed decision when settling on one. What i...

While charitable acts are selfless in nature, the U.S government recognizes that tax deductions for charitable contributions encourages further donations. So as a way to encourage these efforts, the IRS allows many monetary and in-kind donations to be deducted on your tax return. If you’ve ever wo...

A brand new year provides the perfect opportunity to make meaningful life changes, including improved financial wellness. These five financial resolutions can help get your year off to a promising start. 1. Get on budget Take charge of your finances by creating a budget. Start by calculating after-t...

There are all sorts of ways to guard your home from the winter elements. Some are cheap and may even fall in the do-it-yourself category, like adding weather stripping and caulking. Other endeavors, such as swapping out single-pane windows for energy-efficient double panes, or replacing a furnace, a...

Year after year, we make New Year’s Resolutions, sometimes fully intending to see them through. Other times, we just make them to keep the dream alive. But this year… this year will be different because we’re not just making New Year’s Resolutions. It’s time to step up and make a New Y...

Like many consumers, you probably purchase gifts for loved ones during the holidays. Last minute rushes to find the perfect gift leave many shoppers frustrated with their purchase price and the holiday crowds. Nevertheless, you can avoid the crowds and save money by starting your holiday shopping e...