Category: Financial Advice
How to Increase Your Credit Score in 30 Days or Less
May 4th, 2022
The three-digit number known as a credit score greatly influences our financial lives. It ranks among the determining factors of whether people gain approval for auto loans, mortgages, credit cards, and other borrowing opportunities. Your credit score also impacts the interest rate you’ll receive ...
The Ultimate Cheat Sheet – What Is A Good Credit Score?
October 27th, 2021
What Is A Good Credit Score? That can depend on what you’re trying to accomplish. Most people want to know more about credit scores because they’re trying to borrow money, usually in the form of a mortgage, vehicle loan, or other significant loan. The majority of credit scores opera...
Make a Monthly Budget that Works for Your Family [5 Online Tools]
August 18th, 2021
Americans today exist in precarious financial situations. CNBC Money reports that 49% of Americans live paycheck-to-paycheck, meaning they spend every dime of their monthly income with little left for saving. In fact, Americans save so little that 61% of us have not saved enough ...
7 Mistakes to Avoid with a Debt Consolidation Loan
May 28th, 2020
Securing a debt consolidation loan and paying down your obligation can fast-track you to an improved credit rating and financial stability. But success requires personal vigilance and fiscal responsibility. Needless to say, not everyone trying to consolidate debt achieves their goal of financial fre...
How to Get Out of Debt Fast – Five Proven Tips
May 13th, 2020
5 Tips to Relieve Your Debt and Stress The average debt load for Americans, including mortgages and car loans, is $132,529. Of that, over $16,000 is tied up in credit cards. All of this debt contributes to a high level of stress for many families. If you’re ready to take charge of what you owe...
Looking for Used Car Financing? Six Mistakes to Avoid
February 18th, 2020
When you finance your next used car purchase, you want to know that you have not only the right car but also the right car loan. Car loans are not all created equal, and you need to know that you have affordable pricing that meets your needs well. As you shop for used car financing, […]...
5 Common Mistakes on Tax Returns
January 3rd, 2020
Rushing to file your tax return increases the chances of error, which can delay your refund, trigger an audit or cause you to have to pay more later. Here are five common tax mistakes on tax returns and how to avoid them. 1. Missing or incorrect ID People sometimes get so focused on the numbers...
6 Ways to Save More Money in the New Year
January 2nd, 2020
Even if saving has never been your thing and money is tight, the coming of a new year is an opportunity to change old financial habits. Here are some ways to become a more efficient saver. 1. Budget Budgeting helps you organize your finances so you have money left over to save each month. It [&helli...
How to Get The Best Home Equity Line Of Credit [Ultimate Cheat Sheet]
June 18th, 2019
The best home equity line of credit is going to allow you to do one thing. Get a loan. Many times it’s just called a second mortgage. Although it’s slightly different than a traditional loan in the way that it’s based on the amount of built up equity you have in your home. Think of […]...
The Advantages of a Money Market vs. a Savings Account
June 3rd, 2019
For a person with cash in their hand, they might consider a traditional savings account or the money market. The two types of accounts are similar in some ways but they do have their differences as well. Both accounts pay interest on deposits but the rate of interest varies. The money market pays a ...