Category: Financial Advice
Our Top 5 Financial Tips for Every New College Graduate
April 27th, 2018
Congratulations on completing your college education and beginning the next chapter of your life with a solid foundation built on your education. After finishing college, graduates enter a period of transition when they are faced with many potentially life-changing decisions: where they will live, w...
Top 10 Tips For What to Look For in a Financial Planner
December 29th, 2017
A startling 33% of Americans don’t have a financial plan for the future. It’s a common misconception that making a financial plan and having a professional help you out is something only for the extremely wealthy, but people in all income brackets use a financial planner. Financial pla...
5 Fees You Might Be Paying Your Bank That You Don’t Even Know About
November 21st, 2017
You’re probably aware that your bank charges fees for insufficient funds which is why we put together the 5 fees you might be paying your banking without knowing. Charging for insufficient funds has been a standard practice for many years. Most people know how to guard against getting fined f...
Five Easy Steps That Stretch Your Retirement Budget
October 24th, 2017
Retirement can be pricey, says a survey recently conducted by Wells-Fargo. Shockingly, 59 percent of participants questioned revealed that they don’t anticipate retiring — ever. What’s the top reason given for reaching such a dismal conclusion? There’s not enough money left o...
How to Go Grocery Shopping on a Budget
September 25th, 2017
Are you ready to trim the fat from your grocery budget? Food is one of the bigger expenses in the household. According to the Bureau of Labor Statistics, 12 to 15 percent of Americans’ annual expenditures go toward food. Fortunately, that’s one of the easiest areas to economize on....
What You Should Bring to Your First Meeting with a Financial Planner
September 11th, 2017
Did you ever wonder what you should bring to your first meeting with a financial planner? While it may depend on the individual we’ve put together a few items to consider. According to Market Watch approximately 62 percent of Americans don’t even have $1,000 saved. Getting your finan...
Preventing Tax Return Fraud
February 7th, 2017
Identity theft continues to be a booming business: In 2014, 17.6 million Americans fell victim, and cybercriminals made off with $15.4 billion. And tax refund theft remains a lucrative piece of that business, despite the IRS’ efforts to stamp it out. How do hackers do it? In one scam, they fil...
The Difference between a Roth and a Traditional IRA
January 25th, 2017
Choosing between a Roth and traditional IRA account with a Credit Union for your individual retirement plan can significantly determine your long-term savings. Therefore, it is important to understand each one of the two accounts so that you can make an informed decision when settling on one. What i...
5 Financial Resolutions for the New Year
December 31st, 2016
A brand new year provides the perfect opportunity to make meaningful life changes, including improved financial wellness. These five financial resolutions can help get your year off to a promising start. 1. Get on budget Take charge of your finances by creating a budget. Start by calculating after-t...
Using Equity Loans to Winterize Your Home
December 29th, 2016
There are all sorts of ways to guard your home from the winter elements. Some are cheap and may even fall in the do-it-yourself category, like adding weather stripping and caulking. Other endeavors, such as swapping out single-pane windows for energy-efficient double panes, or replacing a furnace, a...