Category: Fianancial Planning
How to Go Grocery Shopping on a Budget
September 25th, 2017
Are you ready to trim the fat from your grocery budget? Food is one of the bigger expenses in the household. According to the Bureau of Labor Statistics, 12 to 15 percent of Americans’ annual expenditures go toward food. Fortunately, that’s one of the easiest areas to economize on....
What You Should Bring to Your First Meeting with a Financial Planner
September 11th, 2017
Did you ever wonder what you should bring to your first meeting with a financial planner? While it may depend on the individual we’ve put together a few items to consider. According to Market Watch approximately 62 percent of Americans don’t even have $1,000 saved. Getting your finan...
Mortgage Pre-Approval – How to Get the Home of Your Dreams
February 23rd, 2017
Unless you’re one of the few who are in the fortunate position of being able to get the home of your dreams for cash, there are some important things you need to know about the financing process. Find out how getting a pre-approved mortgage can help you get the home of your dreams. First, unders...
The Difference between a Roth and a Traditional IRA
January 25th, 2017
Choosing between a Roth and traditional IRA account with a Credit Union for your individual retirement plan can significantly determine your long-term savings. Therefore, it is important to understand each one of the two accounts so that you can make an informed decision when settling on one. What i...
5 Financial Resolutions for the New Year
December 31st, 2016
A brand new year provides the perfect opportunity to make meaningful life changes, including improved financial wellness. These five financial resolutions can help get your year off to a promising start. 1. Get on budget Take charge of your finances by creating a budget. Start by calculating after-t...
Best Ways to Start Saving for the Holidays
August 25th, 2016
It’s not even fall yet but the holidays will be around the corner before you know it! That is why we are providing you with a few tips on the best ways to start saving for the holidays. “Christmas in July” is the name of a movie in which a man called Jimmy is tricked into […]...