Category: Fianancial Planning
The Advantages of a Money Market vs. a Savings Account
June 3rd, 2019
For a person with cash in their hand, they might consider a traditional savings account or the money market. The two types of accounts are similar in some ways but they do have their differences as well. Both accounts pay interest on deposits but the rate of interest varies. The money market pays a ...
The 25 Highest Paying Jobs in America, According to Glassdoor
April 17th, 2019
Job and recruiting site Glassdoor has announced the results of its newest jobs report identifying the 25 Highest Paying Jobs in America for 2018. Considering that nearly seven in ten (67 percent) job seekers and workers say that salary is a key piece of information they hone in on when researching j...
6 Last Minute Tax Tips that Could Save You Money, Big Time!
March 21st, 2019
For 2019, you have until Monday, April 15 to file your taxes. This includes federal income taxes, as well as state income tax in those states that charge residents. That means you have until that Monday at midnight to find any way you can to save on your tax bill. Start by looking at these six ...
How to Get Out of Debt Quickly [Top 10 Money Tips]
March 13th, 2019
Many of our members want to know how they can reduce their debt quickly. Unfortunately, accruing the debt is usually the quick part. Paying it all back (plus interest) takes a bit longer. Still, there are ways to speed up the pace of debt payback, and being able to see that number dwindle at a [&hel...
5 Key Benefits to Refinancing Your Auto Loan
January 12th, 2018
When you first signed the documents for your new car, refinancing your auto loan was probably the last thing on your mind. Most people simply assume that the original creditor holds the loan until it’s paid off. Much like a mortgage, though, auto loans can be refinanced. People choose to do so...
Top 10 Tips For What to Look For in a Financial Planner
December 29th, 2017
A startling 33% of Americans don’t have a financial plan for the future. It’s a common misconception that making a financial plan and having a professional help you out is something only for the extremely wealthy, but people in all income brackets use a financial planner. Financial pla...
Five Easy Steps That Stretch Your Retirement Budget
October 24th, 2017
Retirement can be pricey, says a survey recently conducted by Wells-Fargo. Shockingly, 59 percent of participants questioned revealed that they don’t anticipate retiring — ever. What’s the top reason given for reaching such a dismal conclusion? There’s not enough money left o...
How to Go Grocery Shopping on a Budget
September 25th, 2017
Are you ready to trim the fat from your grocery budget? Food is one of the bigger expenses in the household. According to the Bureau of Labor Statistics, 12 to 15 percent of Americans’ annual expenditures go toward food. Fortunately, that’s one of the easiest areas to economize on....
What You Should Bring to Your First Meeting with a Financial Planner
September 11th, 2017
Did you ever wonder what you should bring to your first meeting with a financial planner? While it may depend on the individual we’ve put together a few items to consider. According to Market Watch approximately 62 percent of Americans don’t even have $1,000 saved. Getting your finan...
Mortgage Pre-Approval – How to Get the Home of Your Dreams
February 23rd, 2017
Unless you’re one of the few who are in the fortunate position of being able to get the home of your dreams for cash, there are some important things you need to know about the financing process. Find out how getting a pre-approved mortgage can help you get the home of your dreams. First, unders...