Category: Fianancial Planning

Top 10 Financial Tips for Millennials
August 17th, 2022
As a millennial, you’re part of a unique and special generation. You’re probably at the exciting stage in life where you’re just starting out — or you’re beginning that career climb. Undoubtedly you want to avoid some of the financial pitfalls that have befallen previou...

The Ultimate Cheat Sheet – What Is A Good Credit Score?
October 27th, 2021
What Is A Good Credit Score? That can depend on what you’re trying to accomplish. Most people want to know more about credit scores because they’re trying to borrow money, usually in the form of a mortgage, vehicle loan, or other significant loan. The majority of credit scores opera...

How to Make a Budget for Your Holiday Shopping This Year
September 29th, 2021
The holidays are a time of joy, light, and celebrations when families and friends gather from near and far to spend time together. The season is certainly a special time of year. Yet all the celebrations, the travel, the entertaining, the gift giving, and the food and drink that is associated with t...

Make a Monthly Budget that Works for Your Family [5 Online Tools]
August 18th, 2021
Americans today exist in precarious financial situations. CNBC Money reports that 49% of Americans live paycheck-to-paycheck, meaning they spend every dime of their monthly income with little left for saving. In fact, Americans save so little that 61% of us have not saved enough ...

How Technology Can Help You Manage Your Finances
December 23rd, 2020
Managing your money isn’t as simple as it sounds. With more and more financial services being offered online, many of us no longer balance a checkbook or know our bank account balance. Tracking expenses to stay on a budget seems more difficult. Fortunately, there are apps to ...

7 Mistakes to Avoid with a Debt Consolidation Loan
May 28th, 2020
Securing a debt consolidation loan and paying down your obligation can fast-track you to an improved credit rating and financial stability. But success requires personal vigilance and fiscal responsibility. Needless to say, not everyone trying to consolidate debt achieves their goal of financial fre...

5 Common Mistakes on Tax Returns
January 3rd, 2020
Rushing to file your tax return increases the chances of error, which can delay your refund, trigger an audit or cause you to have to pay more later. Here are five common tax mistakes on tax returns and how to avoid them. 1. Missing or incorrect ID People sometimes get so focused on the numbers...

6 Ways to Save More Money in the New Year
January 2nd, 2020
Even if saving has never been your thing and money is tight, the coming of a new year is an opportunity to change old financial habits. Here are some ways to become a more efficient saver. 1. Budget Budgeting helps you organize your finances so you have money left over to save each month. It [&helli...

What is Overdraft Protection and why is it Important?
July 3rd, 2019
What is overdraft protection? And do you really need it? Doesn’t your credit union just give it to you automatically? If you are asking yourself these questions, then you’ll want to learn more about this important protection. No, it’s not automatic. And there is a very good reason ...

The Advantages of a Money Market vs. a Savings Account
June 3rd, 2019
For a person with cash in their hand, they might consider a traditional savings account or the money market. The two types of accounts are similar in some ways but they do have their differences as well. Both accounts pay interest on deposits but the rate of interest varies. The money market pays a ...