Category: Fianancial Planning
5 Common Mistakes on Tax Returns
January 3rd, 2020
Rushing to file your tax return increases the chances of error, which can delay your refund, trigger an audit or cause you to have to pay more later. Here are five common tax mistakes on tax returns and how to avoid them. 1. Missing or incorrect ID People sometimes get so focused on the numbers...
6 Ways to Save More Money in the New Year
January 2nd, 2020
Even if saving has never been your thing and money is tight, the coming of a new year is an opportunity to change old financial habits. Here are some ways to become a more efficient saver. 1. Budget Budgeting helps you organize your finances so you have money left over to save each month. It [&helli...
What is Overdraft Protection and why is it Important?
July 3rd, 2019
What is overdraft protection? And do you really need it? Doesn’t your credit union just give it to you automatically? If you are asking yourself these questions, then you’ll want to learn more about this important protection. No, it’s not automatic. And there is a very good reason ...
The Advantages of a Money Market vs. a Savings Account
June 3rd, 2019
For a person with cash in their hand, they might consider a traditional savings account or the money market. The two types of accounts are similar in some ways but they do have their differences as well. Both accounts pay interest on deposits but the rate of interest varies. The money market pays a ...
The 25 Highest Paying Jobs in America, According to Glassdoor
April 17th, 2019
Job and recruiting site Glassdoor has announced the results of its newest jobs report identifying the 25 Highest Paying Jobs in America for 2018. Considering that nearly seven in ten (67 percent) job seekers and workers say that salary is a key piece of information they hone in on when researching j...
6 Last Minute Tax Tips that Could Save You Money, Big Time!
March 21st, 2019
For 2019, you have until Monday, April 15 to file your taxes. This includes federal income taxes, as well as state income tax in those states that charge residents. That means you have until that Monday at midnight to find any way you can to save on your tax bill. Start by looking at these six ...
How to Get Out of Debt Quickly [Top 10 Money Tips]
March 13th, 2019
Many of our members want to know how they can reduce their debt quickly. Unfortunately, accruing the debt is usually the quick part. Paying it all back (plus interest) takes a bit longer. Still, there are ways to speed up the pace of debt payback, and being able to see that number dwindle at a [&hel...
5 Key Benefits to Refinancing Your Auto Loan
January 12th, 2018
When you first signed the documents for your new car, refinancing your auto loan was probably the last thing on your mind. Most people simply assume that the original creditor holds the loan until it’s paid off. Much like a mortgage, though, auto loans can be refinanced. People choose to do so...
Top 10 Tips For What to Look For in a Financial Planner
December 29th, 2017
A startling 33% of Americans don’t have a financial plan for the future. It’s a common misconception that making a financial plan and having a professional help you out is something only for the extremely wealthy, but people in all income brackets use a financial planner. Financial pla...
Five Easy Steps That Stretch Your Retirement Budget
October 24th, 2017
Retirement can be pricey, says a survey recently conducted by Wells-Fargo. Shockingly, 59 percent of participants questioned revealed that they don’t anticipate retiring — ever. What’s the top reason given for reaching such a dismal conclusion? There’s not enough money left o...