Category: Coffee Break

Debit Card vs Credit Card: The Smarter Choice for Young Adults
April 21st, 2025
The decisions young adults make concerning debit card vs credit card usage have a profound effect on their financial well-being. Using a credit card to pay for essential and non-essential purchases can provide benefits such as increasing credit scores. By that same token, maxing out a credit card’...

Make 2025 a Standout Year with These 10 Life hacks That Can Have a Huge Impact
April 3rd, 2025
The new year is a great time to make changes and think about how you can make 2025 your best year yet. From taking better care of your finances to decluttering your environment, here are some 10 life hacks that have the potential to make the new year a great one. 10 Life Hacks to […]...

Homeownership: Beyond the Down Payment—Understanding the True Costs
November 6th, 2024
Buying a home is a huge milestone in our lives and is the largest purchase most of us will ever make. It is important for those who are interested in homeownership to understand the benefits of buying a home versus renting and what a smart investment this decision is for your future. It is also [&he...

Financial Terms Decoded: Your Guide to Banking Jargon
October 23rd, 2024
When it comes to banking and finance, there are some keywords that you should be familiar with. Knowing the common banking jargon is a smart way to ensure you can effectively manage your accounts and understand exactly what you are dealing with when it comes to money. Here are some of the most commo...

How to Build Credit in 6 Simple Steps
October 9th, 2024
Whether you’re new to the world of finances and need to learn how to build credit without a credit history, or you’ve made some mistakes and are dealing with a low credit score, you may find yourself wondering how to increase your credit score. There are six steps you can take to learn how t...

A Tale of Two Millennials: The Impact of Saving vs. Not Saving
July 31st, 2024
Although the times may have changed and there are many differences between modern Millennials, Gen Xers, and boomers; saving and preparing for the future is still important for a stable and secure financial situation for everyone. In fact, the impact of saving vs. not saving for a Millennial is trem...

Winter-Ready Living: 8 Areas in Your Home that Require Winterizing
October 31st, 2023
Part of being a homeowner is being prepared when weather can make an impact on your house. While it is a good idea to be prepared for any season, Winterizing is probably the most important due to the dangers presented when temperatures drop below freezing. Savvy homeowners will start Winterizing in ...

4 Fall activities You Can Enjoy with Your Family Outdoors
October 18th, 2023
Although school-aged children have a summer break that simplifies family vacations, autumn ushers in moderate weather and an opportunity to enjoy outdoor fall activities. Most families no longer feel near-desperate for air conditioning, making this the perfect season for you and your loved ones to c...

15 Essentials to Pack for Your Summer Road Trip
August 9th, 2023
Summer is here and if you like adventure, you’re probably already planning a good road trip. Nothing truly says summer fun like hopping in the car and heading off to explore a new or favorite destination. How a Packing List Can Help Since a road trip offers us the flexibility of packing just about...

7 Summer Recipes You Can Savor Without Burning Your Budget
July 24th, 2023
Summer is a great time for gathering with family and friends for a picnic, barbecue, or holiday celebration. And since no get together is complete without a fantastic meal to share, we wanted to share some simple, delicious, and affordable summer recipes that are sure to impress at your next dinner ...