Author: Ida Burr

Paying for College: Financial Tips and Resources for Every Type of Student
April 30th, 2025
College costs today can vary widely from school to school, and can also extend well beyond just tuition and books. From high-tech laptops and pricey college dorms to transportation to get to school and supplies for class, a clear plan for paying for college expenses is crucial to being able to affor...

Debit Card vs Credit Card: The Smarter Choice for Young Adults
April 21st, 2025
The decisions young adults make concerning debit card vs credit card usage have a profound effect on their financial well-being. Using a credit card to pay for essential and non-essential purchases can provide benefits such as increasing credit scores. By that same token, maxing out a credit card’...

Make 2025 a Standout Year with These 10 Life hacks That Can Have a Huge Impact
April 3rd, 2025
The new year is a great time to make changes and think about how you can make 2025 your best year yet. From taking better care of your finances to decluttering your environment, here are some 10 life hacks that have the potential to make the new year a great one. 10 Life Hacks to […]...

5 Tips for Anyone Buying a House in a Cool Market
March 19th, 2025
Shopping around for a new house? Right now, we’re in what experts call a “cool market”. But that doesn’t mean you can’t find the home of your dreams. Read on to learn more about what a cool market is and how you can use the current conditions to your advantage as you house hunt. What...

Retirement Roadmap: 6 Financial Checkpoints
March 5th, 2025
In This Blog, We Will Talk About: _____________________________________________________________________________________ Having a sound retirement plan in place is a smart financial move no matter how old you are. And even though retirement goals may differ for everyone, having a good plan in place t...

Don’t Get Hooked: Common Banking Phishing Scams to Watch Out For
February 19th, 2025
Hackers and other online criminals relentlessly deploy phishing scams in hopes of tricking hard-working people into giving them personal identity information, access to financial accounts, or making other missteps. At Members Plus Credit Union, we are keenly aware of the risk hackers pose. We hope t...

Embracing Financial Independence: A Guide for Young Adults
February 5th, 2025
As a young adult, you should learn to effectively manage your money and work on a path to financial independence. This means that you should soon be able to afford everything you need without having to depend on your parents or someone else. Embracing financial independence means taking charge of yo...

5 Easy Ways to Rebuild Your Emergency Fund
January 23rd, 2025
If you have had a situation recently where your emergency fund was there to help you get through a temporary financial crisis, you are now probably looking for some smart money moves to help you replenish the important fund. While having to spend your savings on unexpected expenses is not ideal, it...

How Can I Raise My Credit Score in 30 Days? – Checklist of 12 Easy Steps
January 8th, 2025
When it comes to buying power, your credit score is one of the most important things to consider. Building credit and maintaining a good credit score is crucial for success whether you want to buy a home, finance a vehicle, and even get better rates on auto insurance. If you are not sure of your [&h...

Homeownership: Beyond the Down Payment—Understanding the True Costs
November 6th, 2024
Buying a home is a huge milestone in our lives and is the largest purchase most of us will ever make. It is important for those who are interested in homeownership to understand the benefits of buying a home versus renting and what a smart investment this decision is for your future. It is also [&he...