Author: Ida Burr
Embracing Financial Independence: A Guide for Young Adults
February 5th, 2025
As a young adult, you should learn to effectively manage your money and work on a path to financial independence. This means that you should soon be able to afford everything you need without having to depend on your parents or someone else. Embracing financial independence means taking charge of yo...
5 Easy Ways to Rebuild Your Emergency Fund
January 23rd, 2025
If you have had a situation recently where your emergency fund was there to help you get through a temporary financial crisis, you are now probably looking for some smart money moves to help you replenish the important fund. While having to spend your savings on unexpected expenses is not ideal, itâ...
How Can I Raise My Credit Score in 30 Days? – Checklist of 12 Easy Steps
January 8th, 2025
When it comes to buying power, your credit score is one of the most important things to consider. Building credit and maintaining a good credit score is crucial for success whether you want to buy a home, finance a vehicle, and even get better rates on auto insurance. If you are not sure of your [&h...
Homeownership: Beyond the Down Payment—Understanding the True Costs
November 6th, 2024
Buying a home is a huge milestone in our lives and is the largest purchase most of us will ever make. It is important for those who are interested in homeownership to understand the benefits of buying a home versus renting and what a smart investment this decision is for your future. It is also [&he...
Financial Terms Decoded: Your Guide to Banking Jargon
October 23rd, 2024
When it comes to banking and finance, there are some keywords that you should be familiar with. Knowing the common banking jargon is a smart way to ensure you can effectively manage your accounts and understand exactly what you are dealing with when it comes to money. Here are some of the most commo...
How to Build Credit in 6 Simple Steps
October 9th, 2024
Whether you’re new to the world of finances and need to learn how to build credit without a credit history, or you’ve made some mistakes and are dealing with a low credit score, you may find yourself wondering how to increase your credit score. There are six steps you can take to learn how t...
Loud Budgeting Explained: Master Your Finances with Members Plus
September 25th, 2024
What Is Loud Budgeting? There is a new technique being used today called loud budgeting that allows you to take a proactive and transparent approach to money management. This out loud approach is unique and encourages people to engage in money conversations about spending, saving, investing, and mor...
Financial Education for Teens: Turning Mishaps into Lessons
September 16th, 2024
The importance of financial education for teens and young adults should not be underestimated. Often, due to their inexperience and lack of financial education, they are somewhat clueless about things like bank accounts, credit cards, and budgeting. Taking the time to educate your children and guide...
Bank Like a Boss: Tips on Picking the Best Checking Account
August 28th, 2024
By now, most thirty-somethings understand the importance of a good checking account with a financial institution you trust. Savvy consumers also know that not all checking accounts are created equally, so doing your homework is crucial for finding the perfect fit for your financial needs. If you wan...
Home Buying Uncovered: Making the Most of an Off-Season Market
August 14th, 2024
Did you know there is a certain time of the year that is better for home buying? A savvy home buyer who wants to purchase a new home may find it more advantageous to look for their dream home during the off-season months for better housing options with much better negotiating power and therefore sup...