Visit the CO-OP ATM & Shared Branch Locator to find a shared branch or surcharge-free ATM near you!

How to Get the Best Holiday Deals by Starting Your Shopping Early

Like many consumers, you probably purchase gifts for loved ones during the holidays. Last minute rushes to find the perfect gift leave many shoppers frustrated with their purchase price and the holiday crowds. Nevertheless, you can avoid the crowds and save money by starting your holiday shopping early. Here are a few tips for getting the best holidays deals by shopping early:

Set your holiday budget in advance.

It is difficult to shop early if you have no money saved to make purchases. Saving for holiday shopping must be intentional, and a realistic budget is required.

To get started, evaluate your spending and the amount of money you have left over each month. How much can you afford to save each month for holiday shopping? If getting great deals by shopping early is more of a priority than other indulgences, such as eating out, consider reallocating the associated funds to your shopping savings.

Once you have determined the amount you plan to set aside each month, multiply the figure by the number of months left before the holidays. This will give you your total holiday-shopping spending limit. If you find a great deal but haven’t saved the entire amount of the purchase yet, borrow from your other savings and replace it with the holiday money from upcoming months. Still, be sure to avoid exceeding your spending limit if you are not willing to increase your monthly savings.

Use Pinterest for price-change alerts.

Pinterest permits you to create a shopping list by pinning wish-list items from other websites to a holiday shopping board. Once the items are pinned, Pinterest automatically sends you an email if the price changes. The email alerts will keep you abreast of sale prices, so you can get the best deals.

Sign up to have coupons sent to your email address.

You can have coupons sent from your favorite stores directly to your email account. Not only will your enrollment provide discounts on items that you may decide to purchase. It will also advise of sales and their duration.

If you sign up with multiple merchants, don’t feel obligated to open every email. Review the headings of the correspondences and only open the notices that indicate a great deal, such as free shipping or clearance pricing.

Complete all of your holiday shopping weeks before the holidays. With proper preparation, you will have the funds and time available to order gifts without having to pay for rush shipping. High shipping costs can add substantial amounts to a purchase price.

Also, early shopping should give you enough time to wrap your gifts without having to pay stores to wrap them for you.

Comparison-shop.

If you already know that you want to buy a particular item, don’t purchase without checking the prices of multiple vendors. Pricing can vary significantly among merchants.

Check online and in-store pricing. Some deals are only available through the internet. Likewise, some store specials are site-specific.

Take advantage of clearance and off-season pricing.

Frequently, the best sales on winter clothing occur during the warmer months. Review the clearance racks of area stores for great savings year round.

For the best deals, prepare to start your holiday shopping early. You may be surprised by how much you can save.

Source:

http://thekrazycouponlady.com/finance/use-pinterests-price-drop-alerts-for-great-deals-on-your-most-wanted-items/

https://blog.pinterest.com/en/pin-little-save-little


Return to Blog