NextGen Digital Banking Upgrade

Digital Banking Upgrade

Online Banking Upgrade:

LAUNCH: May 27th, 2025

1. Customizable Greeting

This is a new customizable feature that will greet you when you log in to online banking. The default name will be the name that you have attached to your account. However, you will be able to update this to your preferred name by clicking the 4. Customize Home Screen button in the upper right hand corner of the portal.

2. New Feature! Payrailz: Person-to-Person + Account-to-Account payments

In Payrailz, you will be able to pay other people (P2P), or move money between accounts (A2A) at different financial institutions. To set up your Payrailz, simply follow the prompts through the pages in order to link other accounts. Once you have linked an account (in A2A) you will be able to save it for later use.

For A2A: The maximum amount per day for a new payer is $500.00 per day, for an existing payer (meaning someone who has been enrolled in Payrailz for over 2 months) is $1,500.00 and the funds will be available in 1-3 business days.

For P2P: The maximum amount per day for a new payer is $150.00 per day, for an existing payer (meaning someone who has been enrolled in Payrailz for over 2 months) is $1,000.00 and the funds will be available in 1-3 business days.

Please call us at (781) 905-1500 if you have any questions.


This is a feature much requested by our membership, and we wanted to make sure that we delivered!

3. Quick Links Tool Bar

These are easy-access buttons to access our Credit Card Payment Portal, make an Internal Transfer, Payrailz Person-to-Person and Payrailz Account-to-Account.

4. Customize Home Screen

You can easily update your preferred name, and favorite your widgets so that they are already open when you login:

5. Widgets

Your widgets are shortcuts to Money Management, Bill Pay, and Goal Builder.

6. Promos + Educational Content Carousels

This Carousel will have Promotional Products, and Important Updates in Online Banking, with clickable links that make it easy for you to get the information that you need!

Mobile Banking Upgrade:

1. Customizable Greeting

This is a new customizable feature that will greet you when you log in to online banking. The default name will be the name that you have attached to your account. However, you will be able to update this to your preferred name by clicking the 2. Customize button in the bottom of the portal.

2. Customize

This button allows you to adjust your Greeting Name, as well as control which Accounts you see in which order.

3. New Feature! Payrailz: Person-to-Person + Account-to-Account payments

In Payrailz, you will be able to pay other people (P2P), or move money between accounts (A2A) at different financial institutions. To set up your Payrailz, simply follow the prompts through the pages in order to link other accounts. Once you have linked an account (in A2A) you will be able to save it for later use.

For A2A: The maximum amount per day for a new payer is $500.00 per day, for an existing payer (meaning someone who has been enrolled in Payrailz for over 2 months) is $1,500.00 and the funds will be available in 1-3 business days.

For P2P: The maximum amount per day for a new payer is $150.00 per day, for an existing payer (meaning someone who has been enrolled in Payrailz for over 2 months) is $1,000.00 and the funds will be available in 1-3 business days.

Please call us at (781) 905-1500 if you have any questions.


This is a feature much requested by our membership, and we wanted to make sure that we delivered!

4. Quick Links

Your quick links that you can see shortcuts to things like Money Management, Secure Support, and eStatements.

5. Newsfeed

Your Newsfeed is where you will be able to see updated from MPCU, new products and promotions, and helpful tips!

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