Personal Loans
Members Plus Credit Union offers a wide variety of unsecured personal loans to meet your borrowing needs. Whether you are planning on taking a much needed vacation, doing some holiday shopping or paying off a few high interest credit cards, Members Plus Credit Union has the solution.
- Up to 84-month term with a maximum of $35,000.
- Minimum amount: $500
- Maximum amount: $35,000
- Loan terms and loan amounts are based on credit worthiness.
Apply for your online today or call 781-905-1500.
Unsecured Personal Loans
| Name | Term (in months) | APR**(As Low As) | Cost Per Thousand*** |
|---|---|---|---|
| Personal | 12 | 9.99% | $87.91 |
| Personal | 24 | 11.99% | $47.07 |
| Personal | 36-60 | 13.99% | Based on Term |
| Personal | 72-84 | 14.99% | Based on Term |
| Open End | N/A | 12.90% | N/A |
***APR=Annual Percentage Rate. Please note that the interest rate and fees shown here are available to members with an excellent credit history. The actual interest rate and fees available will be based on credit history, property type and loan transaction type, and may be different than the rates displayed here. **New Autos 2025 and 2024 with less than 7500 miles. ***Pre-Owned Autos 2011-2024 with greater than 7500 miles. VSI Insurance is required on all Auto Loans. Minimum Payment Requirements on all auto loans: $25.00 weekly, $50.00 biweekly and $100.00 monthly. A 7 year term may be granted for new or used auto loans in excess of $30,000.00.
***APR = Annual Percentage Rate. APRs are based upon member’s credit score. Rates listed above reflect strong credit worthiness. Payments listed above do not reflect life and disability insurance. Rates and APRs effective October 3, 2024 and are subject to change without notice.