Tag: financial planning
Paying for College: Financial Tips and Resources for Every Type of Student
April 30th, 2025
College costs today can vary widely from school to school, and can also extend well beyond just tuition and books. From high-tech laptops and pricey college dorms to transportation to get to school and supplies for class, a clear plan for paying for college expenses is crucial to being able to affor...
Debit Card vs Credit Card: The Smarter Choice for Young Adults
April 21st, 2025
The decisions young adults make concerning debit card vs credit card usage have a profound effect on their financial well-being. Using a credit card to pay for essential and non-essential purchases can provide benefits such as increasing credit scores. By that same token, maxing out a credit card’...
Embracing Financial Independence: A Guide for Young Adults
February 5th, 2025
As a young adult, you should learn to effectively manage your money and work on a path to financial independence. This means that you should soon be able to afford everything you need without having to depend on your parents or someone else. Embracing financial independence means taking charge of yo...
5 Easy Ways to Rebuild Your Emergency Fund
January 23rd, 2025
If you have had a situation recently where your emergency fund was there to help you get through a temporary financial crisis, you are now probably looking for some smart money moves to help you replenish the important fund. While having to spend your savings on unexpected expenses is not ideal, itâ...
How Can I Raise My Credit Score in 30 Days? – Checklist of 12 Easy Steps
January 8th, 2025
When it comes to buying power, your credit score is one of the most important things to consider. Building credit and maintaining a good credit score is crucial for success whether you want to buy a home, finance a vehicle, and even get better rates on auto insurance. If you are not sure of your [&h...
Financial Terms Decoded: Your Guide to Banking Jargon
October 23rd, 2024
When it comes to banking and finance, there are some keywords that you should be familiar with. Knowing the common banking jargon is a smart way to ensure you can effectively manage your accounts and understand exactly what you are dealing with when it comes to money. Here are some of the most commo...
How to Build Credit in 6 Simple Steps
October 9th, 2024
Whether you’re new to the world of finances and need to learn how to build credit without a credit history, or you’ve made some mistakes and are dealing with a low credit score, you may find yourself wondering how to increase your credit score. There are six steps you can take to learn how t...
Loud Budgeting Explained: Master Your Finances with Members Plus
September 25th, 2024
What Is Loud Budgeting? There is a new technique being used today called loud budgeting that allows you to take a proactive and transparent approach to money management. This out loud approach is unique and encourages people to engage in money conversations about spending, saving, investing, and mor...
Financial Education for Teens: Turning Mishaps into Lessons
September 16th, 2024
The importance of financial education for teens and young adults should not be underestimated. Often, due to their inexperience and lack of financial education, they are somewhat clueless about things like bank accounts, credit cards, and budgeting. Taking the time to educate your children and guide...
A Tale of Two Millennials: The Impact of Saving vs. Not Saving
July 31st, 2024
Although the times may have changed and there are many differences between modern Millennials, Gen Xers, and boomers; saving and preparing for the future is still important for a stable and secure financial situation for everyone. In fact, the impact of saving vs. not saving for a Millennial is trem...