Tag: financial planning

When it comes to banking and finance, there are some keywords that you should be familiar with. Knowing the common banking jargon is a smart way to ensure you can effectively manage your accounts and understand exactly what you are dealing with when it comes to money. Here are some of the most commo...

Whether you’re new to the world of finances and need to learn how to build credit without a credit history, or you’ve made some mistakes and are dealing with a low credit score, you may find yourself wondering how to increase your credit score. There are six steps you can take to learn how t...

What Is Loud Budgeting? There is a new technique being used today called loud budgeting that allows you to take a proactive and transparent approach to money management. This out loud approach is unique and encourages people to engage in money conversations about spending, saving, investing, and mor...

The importance of financial education for teens and young adults should not be underestimated. Often, due to their inexperience and lack of financial education, they are somewhat clueless about things like bank accounts, credit cards, and budgeting. Taking the time to educate your children and guide...

Although the times may have changed and there are many differences between modern Millennials, Gen Xers, and boomers; saving and preparing for the future is still important for a stable and secure financial situation for everyone. In fact, the impact of saving vs. not saving for a Millennial is trem...

If you’re looking for a solid resolution for the new year, consider your financial wellness and put it as a top priority in 2024. With a little help from the finance pros, savvy consumers can plan now and make smart financial decisions that can change the whole year. Financial Missteps You Need to...

Introducing your kids to finances, money, and budgets while they are young is the best way to prepare them for a bright financial future as adults. In fact, financial success for kids gives them a strong foundation where they are able to make informed decisions about money to avoid financial mistake...

Debt is inevitable for everyone, but managing it properly requires understanding that not all debt is created equally. To maintain a healthier wallet, be mindful of the amount of debt you incur. Know Your Debt There are a variety of different types of debt, and they are all weighed differently by th...

When it comes to buying power, your credit score is one of the most important things to consider. Building credit and maintaining a good credit score is crucial for success whether you want to buy a home, finance a vehicle, and even get better rates on auto insurance. If you are not sure of your [&h...

According to the Consumer Financial Protection Bureau, about 20% of all consumer credit card accounts incurred at least one late fee. In addition, consumers paid at least $15 billion in overdraft fees. While these numbers are pretty incredible, the truth is most of these fees likely could have been ...