Tag: financial planning

When it comes to buying power, your credit score is one of the most important things to consider. Building credit and maintaining a good credit score is crucial for success whether you want to buy a home, finance a vehicle, and even get better rates on auto insurance. If you are not sure of your [&h...

According to the Consumer Financial Protection Bureau, about 20% of all consumer credit card accounts incurred at least one late fee. In addition, consumers paid at least $15 billion in overdraft fees. While these numbers are pretty incredible, the truth is most of these fees likely could have been ...

Making a budget isn’t difficult; in fact, 80% of Americans say they have one. The problem comes when people try to stay on a budget. Approximately 80% of those who made a budget did not follow it, resulting in an average of $7,400 in overspending per year. So, how do people who need ...

From mortgages and car payments to credit cards and student loans; having some debt is normal. The important thing is that you exercise excellent debt management skills to ensure your financial moves are smart ones. The Importance of Debt Management Keeping your finances in check means proper debt m...

  It’s Never Too Early When it comes to learning good money management tips; it is truly never too early to get started. In fact, learning how to save and spend wisely when you are young gives you great insight on how to best handle your finances and will help you build a solid financial [&he...

While everyone is telling you in your 20’s that you have your whole life ahead of you and you are young. Do not underestimate the importance of the financial decisions you make in your 20s. Making smart money moves when you are just starting out in life can make all the difference in the success [...

High school life is FULL of choices and change. With students trying to figure out where they want to go to college, playing sports, joining extra curricular clubs and just life overall. With everything going it, its easy to overlook any thought to finances since realistically speaking, most high sc...

Making informed decisions has never been more difficult. We live at a time when internet-driven misinformation clouds issues and perpetuates myths. This holds particularly true when trying to make an intelligent credit union vs bank choice. However, a fact-based deep dive shows that community member...

In order to help reach your financial and credit goals, it’s good to have a plan in place. The plan itself doesn’t have to be complicated, but it does require that you treat this journey as a marathon rather than a sprint. Here are three simple things you can do to help get you started. [&hellip...

If you are like most families today, you are constantly searching for tips on how to save money to stay within your budget. Often this means looking for ways to cut costs each month so that you can afford everything it takes to keep your household running smoothly. Proper budgeting is the key to mai...