Tag: budgeting

In order to help reach your financial and credit goals, it’s good to have a plan in place. The plan itself doesn’t have to be complicated, but it does require that you treat this journey as a marathon rather than a sprint. Here are three simple things you can do to help get you started. [&hellip...

If you are like most families today, you are constantly searching for tips on how to save money to stay within your budget. Often this means looking for ways to cut costs each month so that you can afford everything it takes to keep your household running smoothly. Proper budgeting is the key to mai...

Even if saving has never been your thing and money is tight, the coming of a new year is an opportunity to change old financial habits. Here are some ways to become a more efficient saver. 1. Budget Budgeting helps you organize your finances so you have money left over to save each month. It [&helli...

Many of our members want to know how they can reduce their debt quickly. Unfortunately, accruing the debt is usually the quick part. Paying it all back (plus interest) takes a bit longer. Still, there are ways to speed up the pace of debt payback, and being able to see that number dwindle at a [&hel...

Retirement can be pricey, says a survey recently conducted by Wells-Fargo. Shockingly, 59 percent of participants questioned revealed that they don’t anticipate retiring — ever.  What’s the top reason given for reaching such a dismal conclusion? There’s not enough money left o...

Are you ready to trim the fat from your grocery budget?  Food is one of the bigger expenses in the household.  According to the Bureau of Labor Statistics, 12 to 15 percent of Americans’ annual expenditures go toward food.  Fortunately, that’s one of the easiest areas to economize on....

Thinking about outdoor home renovations? Read this blog written by Nino Sitchinava Learn more about Nino on NerdWallet’s Ask an Advisor  Many homeowners view their outdoor spaces as their own personal oasis, places where they can relax, dine and spend time with their friends and loved ones. ...

Check out these tips on how to budget when you have seasonal income! Rewarding careers don’t always come with a steady paycheck. People who work in agriculture, construction, tax preparation, entertainment, landscaping or other types of freelance and seasonal businesses, income may vary wildly...