Category: Saving Money
How to Get Out of Debt Quickly [Top 10 Money Tips]
March 13th, 2019
Many of our members want to know how they can reduce their debt quickly. Unfortunately, accruing the debt is usually the quick part. Paying it all back (plus interest) takes a bit longer. Still, there are ways to speed up the pace of debt payback, and being able to see that number dwindle at a [&hel...
5 Key Benefits to Refinancing Your Auto Loan
January 12th, 2018
When you first signed the documents for your new car, refinancing your auto loan was probably the last thing on your mind. Most people simply assume that the original creditor holds the loan until it’s paid off. Much like a mortgage, though, auto loans can be refinanced. People choose to do so...
5 Fees You Might Be Paying Your Bank That You Don’t Even Know About
November 21st, 2017
You’re probably aware that your bank charges fees for insufficient funds which is why we put together the 5 fees you might be paying your banking without knowing. Charging for insufficient funds has been a standard practice for many years. Most people know how to guard against getting fined f...
6 Tips for Lowering Your Heating Bill This Winter
October 11th, 2017
You’ve got all your ducks in a row for a warm and cozy winter despite dropping temps – but have you stopped to consider the increased heating bills headed your way? It’s all just part of the frosty winter season, so don’t fret; plan ahead instead! Here are six ways to lower your ...
How to Go Grocery Shopping on a Budget
September 25th, 2017
Are you ready to trim the fat from your grocery budget? Food is one of the bigger expenses in the household. According to the Bureau of Labor Statistics, 12 to 15 percent of Americans’ annual expenditures go toward food. Fortunately, that’s one of the easiest areas to economize on....
What You Should Bring to Your First Meeting with a Financial Planner
September 11th, 2017
Did you ever wonder what you should bring to your first meeting with a financial planner? While it may depend on the individual we’ve put together a few items to consider. According to Market Watch approximately 62 percent of Americans don’t even have $1,000 saved. Getting your finan...
The Difference between a Roth and a Traditional IRA
January 25th, 2017
Choosing between a Roth and traditional IRA account with a Credit Union for your individual retirement plan can significantly determine your long-term savings. Therefore, it is important to understand each one of the two accounts so that you can make an informed decision when settling on one. What i...
Charitable Contributions that Can Double as Good Tax Deductions
January 5th, 2017
While charitable acts are selfless in nature, the U.S government recognizes that tax deductions for charitable contributions encourages further donations. So as a way to encourage these efforts, the IRS allows many monetary and in-kind donations to be deducted on your tax return. If you’ve ever wo...
5 Financial Resolutions for the New Year
December 31st, 2016
A brand new year provides the perfect opportunity to make meaningful life changes, including improved financial wellness. These five financial resolutions can help get your year off to a promising start. 1. Get on budget Take charge of your finances by creating a budget. Start by calculating after-t...
Using Equity Loans to Winterize Your Home
December 29th, 2016
There are all sorts of ways to guard your home from the winter elements. Some are cheap and may even fall in the do-it-yourself category, like adding weather stripping and caulking. Other endeavors, such as swapping out single-pane windows for energy-efficient double panes, or replacing a furnace, a...