Category: Budgeting

According to the Consumer Financial Protection Bureau, about 20% of all consumer credit card accounts incurred at least one late fee. In addition, consumers paid at least $15 billion in overdraft fees. While these numbers are pretty incredible, the truth is most of these fees likely could have been ...

Making a budget isn’t difficult; in fact, 80% of Americans say they have one. The problem comes when people try to stay on a budget. Approximately 80% of those who made a budget did not follow it, resulting in an average of $7,400 in overspending per year. So, how do people who need ...

Never had a monthly budget before? Here are some tips to get you started. Whether you’re deep in the throes of money woes or you’re just looking for a way to save a bit more cash, there’s one thing you can do to turn everything around: You need a budget. 1. Start by simply tracking […]...

From mortgages and car payments to credit cards and student loans; having some debt is normal. The important thing is that you exercise excellent debt management skills to ensure your financial moves are smart ones. The Importance of Debt Management Keeping your finances in check means proper debt m...

  It’s Never Too Early When it comes to learning good money management tips; it is truly never too early to get started. In fact, learning how to save and spend wisely when you are young gives you great insight on how to best handle your finances and will help you build a solid financial [&he...

While everyone is telling you in your 20’s that you have your whole life ahead of you and you are young. Do not underestimate the importance of the financial decisions you make in your 20s. Making smart money moves when you are just starting out in life can make all the difference in the success [...

High school life is FULL of choices and change. With students trying to figure out where they want to go to college, playing sports, joining extra curricular clubs and just life overall. With everything going it, its easy to overlook any thought to finances since realistically speaking, most high sc...

Making a budget isn’t difficult; in fact, 80% of Americans say they have one. The problem comes when people try to stay on a budget. Approximately 80% of those who made a budget did not follow it, resulting in an average of $7,400 in overspending per year. So, how do people who need ...

Proper debt management leads to financial security in the future – something we all hope to achieve. In fact, much of our financial success depends on our ability to manage debt, which when properly done, allows us to regain our financial wellbeing. The more you know about debt, the better you can...

In order to help reach your financial and credit goals, it’s good to have a plan in place. The plan itself doesn’t have to be complicated, but it does require that you treat this journey as a marathon rather than a sprint. Here are three simple things you can do to help get you started. [&hellip...