Category: Budgeting
Paying for College: Financial Tips and Resources for Every Type of Student
April 30th, 2025
College costs today can vary widely from school to school, and can also extend well beyond just tuition and books. From high-tech laptops and pricey college dorms to transportation to get to school and supplies for class, a clear plan for paying for college expenses is crucial to being able to affor...
Debit Card vs Credit Card: The Smarter Choice for Young Adults
April 21st, 2025
The decisions young adults make concerning debit card vs credit card usage have a profound effect on their financial well-being. Using a credit card to pay for essential and non-essential purchases can provide benefits such as increasing credit scores. By that same token, maxing out a credit card’...
Embracing Financial Independence: A Guide for Young Adults
February 5th, 2025
As a young adult, you should learn to effectively manage your money and work on a path to financial independence. This means that you should soon be able to afford everything you need without having to depend on your parents or someone else. Embracing financial independence means taking charge of yo...
Budgeting 101: Top 10 Tips for Making and Following a Monthly Budget
November 20th, 2024
Never had a monthly budget before? Here are some tips to get you started. Whether you’re deep in the throes of money woes or you’re just looking for a way to save a bit more cash, there’s one thing you can do to turn everything around: You need a budget. 1. Start by simply tracking […]...
Loud Budgeting Explained: Master Your Finances with Members Plus
September 25th, 2024
What Is Loud Budgeting? There is a new technique being used today called loud budgeting that allows you to take a proactive and transparent approach to money management. This out loud approach is unique and encourages people to engage in money conversations about spending, saving, investing, and mor...
Financial Education for Teens: Turning Mishaps into Lessons
September 16th, 2024
The importance of financial education for teens and young adults should not be underestimated. Often, due to their inexperience and lack of financial education, they are somewhat clueless about things like bank accounts, credit cards, and budgeting. Taking the time to educate your children and guide...
A Tale of Two Millennials: The Impact of Saving vs. Not Saving
July 31st, 2024
Although the times may have changed and there are many differences between modern Millennials, Gen Xers, and boomers; saving and preparing for the future is still important for a stable and secure financial situation for everyone. In fact, the impact of saving vs. not saving for a Millennial is trem...
Financial Wellness in 2024: Avoiding Common Money Mistakes
July 8th, 2024
If you’re looking for a solid resolution for the new year, consider your financial wellness and put it as a top priority in 2024. With a little help from the finance pros, savvy consumers can plan now and make smart financial decisions that can change the whole year. Financial Missteps You Need to...
Financial Success for Kids: More Than Just Dollars and Cents
June 5th, 2024
Introducing your kids to finances, money, and budgets while they are young is the best way to prepare them for a bright financial future as adults. In fact, financial success for kids gives them a strong foundation where they are able to make informed decisions about money to avoid financial mistake...
Escape the Debt Trap: Easy Strategies for a Healthier Wallet
May 22nd, 2024
Debt is inevitable for everyone, but managing it properly requires understanding that not all debt is created equally. To maintain a healthier wallet, be mindful of the amount of debt you incur. Know Your Debt There are a variety of different types of debt, and they are all weighed differently by th...