Certificate of Deposit
If you are looking for a secure way to maximize your earnings and save more, invest in a Members Plus Certificate of Deposit. At Members Plus, you choose your term from 6 to 60 months.
The Members Plus Certificate of Deposit pays higher dividends than a savings (share) account. When you purchase a certificate you invest a fixed sum of money for a fixed period of time.
The following terms and rates are available:
Certificates of Deposit and IRAs
Name | Term (in months) | APY* | Dividend Rate | Minimum Deposit |
---|---|---|---|---|
3 month CD | 3 | 0.50% | 0.50% | $500 |
6 month CD | 6 | 0.90% | 0.90% | $500 |
7 month CD | 7 | 1.01% | 1.00% | $500 |
9 month CD | 9 | 1.11% | 1.10% | $500 |
11 month CD | 11 | 1.21% | 1.20% | $500 |
12 month CD¹ | 12 | 4.60% | 4.50% | $500 |
13 month CD | 13 | 1.56% | 1.55% | $500 |
15 month CD | 15 | 1.77% | 1.75% | $500 |
18 month CD¹ | 18 | 4.39% | 4.30% | $500 |
2 year CD | 24 | 2.02% | 2.00% | $500 |
3 year CD | 36 | 2.53% | 2.50% | $500 |
4 year CD | 48 | 3.05% | 3.00% | $500 |
5 year CD | 60 | 3.30% | 3.25% | $500 |