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Rates

Mortgages

Name Rate Points APR** Cost Per Thousand***
30 Year Fixed 3.875% 0 3.904% $4.70
15 Year Fixed 3.50% 0 3.550% $7.15
10 Year Fixed 3.375% 0 3.448% $9.83
3/1 Year Adjustable 3.250% 0 4.788% $4.35
3/3 Year Adjustable 3.625% 0 5.247% $4.56
5/1 Adjustable 3.375% 0 4.576% $4.42

Home Equity Fixed Rate

Name Rate Points APR** Cost Per Thousand***
0 - 3 Years 4.250% 0 4.265%
4 - 5 Years 4.500% 0 4.509%
6 - 10 Years 5.000% 0 5.005%
11 - 15 Years 5.500% 0 5.503%
16 - 20 Years 5.750% 0 5.753%
**APR = Annual Percentage Rate.
***APRs are based upon member’s credit score. Rates listed above reflect excellent credit scores. Payments listed above do not reflect life and disability insurance. Rates and APRs effective October 22, 2019 and are subject to change without notice.
** Rates and APRs effective July 8, 2019 and are subject to change without notice. Rates and APRs are based on excellent credit history.  *** No closing costs, although properties held in trust may require additional fees. Early termination fee of $400 applies for loans closed within first 36 months. **** All mortgages and home equity loans require property insurance.