Rates

*APY = Annual Percentage Yield. Rates effective March 23, 2023 and subject to change without notice. Fees or other conditions may reduce earnings on these accounts. Fees that may be applicable to deposit accounts can be found on the fee schedule. In the case of CD or IRA, penalty may apply for early withdrawal.

*APY = Annual Percentage Yield. Rates effective March 23, 2023 and subject to change without notice. Fees or other conditions may reduce earnings on these accounts. Fees that may be applicable to deposit accounts can be found on the fee schedule. In the case of CD or IRA, penalty may apply for early withdrawal.

¹ New Money Only.

*APY = Annual Percentage Yield. Rates effective March 23, 2023 and subject to change without notice. Fees or other conditions may reduce earnings on these accounts. Fees that may be applicable to deposit accounts can be found on the fee schedule. In the case of CD or IRA, penalty may apply for early withdrawal.

*** Rates and APRs effective September 28, 2023 and are subject to change without notice. Rates, APR, payments, and fees are based on 25% down payment and excellent credit history. Your actual interest rate, APR, payment, and fees may be different than what is displayed here and will be based on several factors, including but not limited to: your credit history, property type, and transaction type. All mortgages and home equity loans require property insurance.

All mortgages and home equity loans require property insurance.

** Rate subject to change without notice. Variable rate based on Prime Rate as published by the Wall Street Journal. As of July 27, 2023, the Prime Rate is 8.50%. 12-year draw, 8-year repayment.

*** Obtaining the best rate also requires the following criteria to be met: 1) A new home equity line of credit application, 2) A Loan-to-value (LTV) of 80% or less and 3) Strong creditworthiness.

**** No closing costs, although properties held in trust may require additional fees. Early termination fee of $400 applies for lines of credit closed within first 36 months.

***** All mortgages and home equity loans require property insurance. 

****** The maximum APR over the life of the loan is 18.00%

**No closing costs, although properties held in trust may require additional fees. Early termination fee of $400 applies for loans closed within first 36 months.

Note: All mortgages and home equity loans require property insurance. 

***APR = Annual Percentage Rate. APRs are based upon member’s credit score. Rates listed above reflect excellent credit scores. Payments listed above do not reflect life and disability insurance. Rates and APRs effective October 16, 2023 and are subject to change without notice.

*APY = Annual Percentage Yield. Rates effective March 23, 2023 and subject to change without notice. Fees or other conditions may reduce earnings on these accounts. Fees that may be applicable to deposit accounts can be found on the fee schedule. In the case of CD or IRA, penalty may apply for early withdrawal.

*APY = Annual Percentage Yield. Rates effective March 23, 2023 and subject to change without notice. Fees or other conditions may reduce earnings on these accounts. Fees that may be applicable to deposit accounts can be found on the fee schedule. In the case of CD or IRA, penalty may apply for early withdrawal.

*APY = Annual Percentage Yield. Rates effective March 23, 2023 and subject to change without notice. Fees or other conditions may reduce earnings on these accounts. Fees that may be applicable to deposit accounts can be found on the fee schedule. In the case of CD or IRA, penalty may apply for early withdrawal.

Fees that may be applicable to deposit and lending accounts can be found on the fee schedule.

Mastercard Disclosure: 12.90% APR for all purchases and cash advances. $0.50 minimum finance charge, 25 day grace period, Balance computation method=30 days/billing cycle x (daily periodic rate x average daily balance).

******4.90% Introductory Rate good for 12 billings cycles, following the introductory period, your rate will change to our ongoing rates of 13.40% APR – 18% APR based on your credit score.