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Fee Schedule

Summary of Service Charges - Effective  July 1, 2009

Abandoned Property fee $50.00
Account Reconciliation:  
               Credit Union Error No Charge
               Member Error $25.00 per hour
Account Research $25.00 per hour
ATM Withdrawal (waived with direct deposit) $1.00
Cashiers Check: 1 free per transaction, over 1 $1.50
Check Returned (for any reason) $4.50
Copy of Check - within 6 months $1.00 each 
Copy of Check - older than 6 months $5.00 each
Copy of Statement $4.00 each
Duplicate Real Estate Loan Discharge $25 each
Excess Withdrawals from Shares (after 6 in 1 month) $1.00
Expedited Delivery At Cost
Gift Checks $2.50
Insufficient funds created by checks, withdrawals, ATM, or other electronic means $20 per item.
IRA Transfer Out/Close Out $25.00
IRA Yearly Maintenance $15 per year
Lien, Levy, Writ and Attachment Processing $25.00 each
Mastercard Over-Limit $20.00
Money Orders $1.50
NOW Monthly Service Fee (Balance below $300) $3.00 + $.15 per check
Outgoing Wire - Domestic $10.00
Outgoing Wire - International $30.00
Overdraft transfer of funds to cover withdrawal transactions drawn on insufficient funds $3.00
Premature Withdrawal from Term Share Account 3 months loss of interest
Replacement of Lost or Stolen ATM, Debit, or Mastercard $10.00
Wiin Account Early Withdrawal/Closeout Penalty Greater of $25.00 or 1 year's 
loss of interest
Returned Statement fee $3.00 per statement
Stop Payment:    Single $15.00
                              Series $20.00
Traveler's Checks  
Balance over $2000 with one signature No Charge
Balance over $2000 with two signatures $1.00 per $100
Balance under $2000 with one signature $1.00 per $100
Balance under $2000 with two signatures $2.00 per $100



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