Mortgage

Today is

Mortgage

First Mortgage

Members Plus has a fixed rate or adjustable rate mortgage to fit your needs. See below for details or click here for rates.

Fixed Rate Mortgages

If you want your rate and your payment to remain constant and plan on staying in your home for many years, a fixed rate loan may be the best option for you. Members Plus offers a variety of no point, fixed-rate mortgages with terms up to 40 years.

Adjustable Rate Mortgages

Our Adjustable Rate Mortgage (ARM) loan products feature an interest rate that is indexed to a published rate plus a margin. We offer:

3/1 year adjustable - the rate is fixed for the first three years and is adjusted every 12 months thereafter

3/3 year adjustable - the rate is fixed for the first three years and is adjusted every 3 years thereafter
5/1 year adjustable - the rate is fixed for the first five years and is adjusted every 12 months thereafter

When you choose an ARM, your interest rate and monthly payment often start out lower than with other types of mortgages. After the initial period, the rate is adjusted periodically, but your rate will never exceed a predetermined interest rate cap at each adjustment as well as a lifetime interest rate cap.

Estimate your mortgage payment with our easy-to-use Mortgage Calculator.

Property must be located within a 100-mile radius of MPCU main office.

Your savings federally insured to at least $250,000 and backed by the full
faith and credit of the United States Government.