To help you save money for some of your annual expenses, Members Plus offers Christmas and Vacation Clubs.  Club accounts allow you to deposit a certain amount each week or month, helping you save gradually for a specific need.

• Christmas Club : Deposits to Christmas Clubs begin in October each year, but you can start a Christmas Club at any time.  Dividends are paid at the end of September and the balance is automatically transferred to your main share account in the beginning of October.

• Vacation Club : Vacation Clubs may be opened at any time of the year. Dividends are calculated according to the average daily balance and are compounded and paid monthly.  This is a great way to save for that tropical vacation in February!