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IRA's
Individual Retirement Accounts (IRA)

We have several IRA account options to help members save for a comfortable retirement. 

Traditional IRAs
- offer tax-deferred interest and may be tax deductible (ask your tax advisor). These tax advantages make the traditional IRA a good tool for a balanced, long-term savings.

Roth and Education IRAs
allow you to accumulate earnings tax-free and make tax-free, penalty-free withdrawals if certain requirements are met. 

Members Plus offers a variety of terms: 
6 months
9 months
11 months
13 months
15 months 
1 year, 2 year, 3 year and 5 years. 

 

 There is a penalty for early withdrawal. For more information on IRAs call the IRA Department at 617-628-3366.


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